Are there any offshore accounts with no monthly fees?

I don’t mind setup fees, but I’m tired of paying monthly charges just for holding an account. Does anyone know any offshore banks or EMIs in 2025 that don’t charge maintenance or inactivity fees?

There are still a few EMIs that don’t charge monthly maintenance, especially in the fintech sector, though traditional offshore banks almost always do. The trick is finding accounts with no hidden fees, even if they advertise “free.” You can find solid recommendations on Offshore Banking where members list current zero-fee options and clarify things like currency conversion rates and transfer limits that often hide as indirect fees.